Senior Financial Accountant (Fintech/Payments), Cape Town

About the job Senior Financial Accountant (Fintech/Payments) Our client is a high-growth fintech company building the next generation of payment infrastructure across Africa. Their mission is to make money movement seamless, inclusive, and scalable across borders. They operate at the intersection of financial innovation and real-world impact, empowering businesses and consumers with tools to thrive in a rapidly digitizing economy.

Role Overview Our client is looking for a Senior Financial Accountant to join their growing team. The ideal candidate will bring technical accounting expertise, a solid understanding of financial operations within the financial services sector, and the ability to manage reconciliations across multiple entities and currencies. This role offers an opportunity to work at the intersection of finance, technology, and cross‑border payments, supporting strategic financial decisions and ensuring the accuracy and integrity of financial data in a fast‑moving environment.

Job Type:

Full Time. Permanent

Workplace:

Onsite

Location:

Cape Town

Requirements

Bachelor's degree in Accounting, Finance, or related field (Honours or Professional Qualification advantageous).

Minimum of 5 years of experience in financial accounting, preferably within fintech, payments, banking, or financial services.

Experience with multi‑entity and multi‑currency accounting.

Strong proficiency in Microsoft Excel and exposure to ERP/accounting systems (Xero preferred)

Working knowledge of IFRS and local tax regulations.

Experience supporting external audits and regulatory compliance processes.

High attention to detail with strong analytical and problem‑solving ability.

Excellent communication skills, with the ability to interact confidently across departments.

Self‑driven, accountable, and comfortable working in a fast‑paced, evolving environment.

Strong organizational and time management skills.

Collaborative mindset with a hands‑on, proactive approach.

Experience in fintech, cross‑border payments, or FX/crypto accounting.

Foreign entity consolidation.

Familiarity with financial reporting and automation tools (e.g., Power BI, Tableau, or Looker).

Responsibilities Financial Reporting&Control

Prepare accurate and timely monthly management accounts, balance sheet reconciliations, and variance analyses.

Maintain and reconcile general ledger accounts across all cost centres, ensuring data integrity.

Support the month‑end and year‑end close processes, including journal entries, accruals, and prepayments.

Assist in the consolidation and reporting for group entities (local and international).

Accounts Payable&Receivable

Oversee supplier payments, expense management, and client billing cycles.

Review and approve invoices, ensuring compliance with internal controls and tax regulations.

Manage intercompany recharges and maintain invoice and recharge schedules.

Cash, Banking&Treasury

Perform bank reconciliations across multiple currencies and accounts.

Support cash flow forecasting, working capital management, and FX exposure tracking.

Collaborate with trading and operations teams to reconcile settlement flows and payment gateways.

Audit, Compliance&Tax

Prepare audit schedules and liaise with external auditors.

Ensure compliance with IFRS, tax regulations, and internal governance policies.

Maintain accurate and up‑to‑date documentation to support financial audits and regulatory reviews.

Process Improvement&Systems

Identify opportunities to streamline and automate accounting and reporting processes.

Support system upgrades, integrations, and testing of financial or ERP systems.

Maintain and update Standard Operating Procedures (SOPs) for financial processes.

Benefits

Mission‑Driven Work: The opportunity to work on solving cross‑border payments in Africa. Connecting us to the world, and the world to us.

A startup environment with massive growth: High pace, high growth where your work directly shapes and impacts the company.

Competitive Compensation: A salary package that matches your expertise and the market rate.

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