Engineering Manager: MCA Embedded Finance - South Africa, Cape Town

Engineering Manager for the South Africa MCA (Merchant Cash Advance) team at GoTymeX.

Responsible for people leadership, delivery, and engineering quality across teams, building lending and embedded finance platforms. This is a hands-on leadership role (not IC) working closely with Product and MCA leadership.

• Lead and coach engineering teams to deliver high-quality, reliable software
• Own delivery execution, sprint planning, and engineering standards
• Partner closely with Product, Architecture, and business stakeholders in South Africa
• Drive the technical roadmap aligned with MCA and TymeX strategy
• Oversee system design decisions and manage trade-offs between speed and quality
• Ensure code quality, testing, CI/CD, and engineering best practices
• Manage technical debt and platform scalability
• Support incident management and production stability
• Build a strong, self-sufficient engineering culture

• Hire, develop, and retain high-performing engineers (team size up to ~20)
• Conduct performance reviews, coaching, and career development
• Manage team capacity and resource planning
• Establish on-call and incident response practices

• Deliver systems for partner onboarding, loan origination, collections, and portfolio management
• Support business goals including growth, portfolio quality, and partner experience
• Ensure compliance, security, and scalability of financial systems

• Delivery performance and roadmap execution
• System reliability and quality
• Team health and retention
• Stakeholder satisfaction
• Contribution to MCA business outcomes

Requirements

• 10+ years software experience, 4+ years in engineering leadership
• Strong experience in Agile, SDLC, and modern engineering practices
• Proven leadership, coaching, and stakeholder management skills
• Experience with distributed systems, microservices, and cloud platforms (AWS preferred)
• Hands-on ability to support debugging and technical decision-making
• Experience in fintech or regulated environments is a plus

• Backend: Python, Node.js / TypeScript
• APIs & Microservices
• Databases: PostgreSQL, MongoDB
• Cloud: AWS (Lambda, ECS, API Gateway)
• Event-driven systems (Kafka or similar)

Benefits

• Leadership role with high impact on a growing fintech product
• Competitive compensation and flexible working
• Career growth within GoTymeX engineering
• Opportunity to shape embedded finance and lending platforms

At GoTymeX, opportunities are here for the taking. If you want to be part of our purpose and live and lead through our values, we can offer exciting development opportunities through expanded lateral roles, stretch assignments, or people leadership.