Fintech Engineering Lead: Embedded Finance (South Africa), Cape Town

Role Summary Engineering Manager for the South Africa MCA (Merchant Cash Advance) team at GoTymeX.

Responsible for people leadership, delivery, and engineering quality across teams, building lending and embedded finance platforms. This is a hands‑on leadership role (not IC) working closely with Product and MCA leadership.

Key Responsibilities

Lead and coach engineering teams to deliver high‑quality, reliable software

Own delivery execution, sprint planning, and engineering standards

Partner closely with Product, Architecture, and business stakeholders in South Africa

Drive the technical roadmap aligned with MCA and TymeX strategy

Oversee system design decisions and manage trade‑offs between speed and quality

Ensure code quality, testing, CI/CD, and engineering best practices

Manage technical debt and platform scalability

Support incident management and production stability

Build a strong, self‑sufficient engineering culture

People&Management

Hire, develop, and retain high‑performing engineers (team size up to :20)

Conduct performance reviews, coaching, and career development

Manage team capacity and resource planning

Establish on‑call and incident response practices

MCA Domain Responsibilities

Deliver systems for partner onboarding, loan origination, collections, and portfolio management

Support business goals including growth, portfolio quality, and partner experience

Ensure compliance, security, and scalability of financial systems

Key Metrics

Delivery performance and roadmap execution

System reliability and quality

Team health and retention

Stakeholder satisfaction

Contribution to MCA business outcomes

Requirements Experience Required

10+ years software experience, 4+ years in engineering leadership

Strong experience in Agile, SDLC, and modern engineering practices

Proven leadership, coaching, and stakeholder management skills

Experience with distributed systems, microservices, and cloud platforms (AWS preferred)

Hands‑on ability to support debugging and technical decision‑making

Experience in fintech or regulated environments is a plus

Tech Stack (Representative)

Backend: Python, Node.js / TypeScript

APIs&Microservices

Databases: PostgreSQL, MongoDB

Cloud: AWS (Lambda, ECS, API Gateway)

Event‑driven systems (Kafka or similar)

Benefits

Leadership role with high impact on a growing fintech product

Competitive compensation and flexible working

Career growth within GoTymeX engineering

Opportunity to shape embedded finance and lending platforms

At GoTymeX, opportunities are here for the taking. If you want to be part of our purpose and live and lead through our values, we can offer exciting development opportunities through expanded lateral roles, stretch assignments, or people leadership.

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