Senior Legal Advisor, Johannesburg

Personal and Private Banking

Legal

Manage Self: Professional

Position Senior Legal Advisor: Payments&Digital Solutions

Why join our team! Nedbank is seeking a Senior Legal Advisor to join our PPB Legal Team, with a strong focus on payments and digital banking solutions. This role prioritises expertise in the payments landscape—covering EFTs, debit orders, real‑time payments, and emerging platforms—while exposure to card issuing will be considered a secondary advantage.

You will work closely with business and innovation teams to support the development and scaling of modern payment solutions in a rapidly evolving financial ecosystem. Candidates with payments experience from banking or fintech environments will be particularly well‑suited, as this capability is critical and less easily developed than other product areas.

The role offers the opportunity to broaden your exposure across adjacent banking products, including lending, while contributing to a collaborative and cross‑functional legal team. You will play a key role in navigating complex regulatory frameworks (including NCA, FICA, POPIA, and PASA rules), ensuring compliant and commercially sound outcomes.

We are looking for a

self‑driven ,

independent

legal professional who can operate with minimal supervision, take ownership of complex matters, and proactively contribute to the team’s success. This is an opportunity for a specialist who is passionate about deepening their expertise in payments and building a long‑term impact within the organisation.

Job Purpose To provide proactive, professional legal advice and risk management services with a primary focus on payments and digital banking solutions, ensuring the effective mitigation of legal and regulatory risk.

Job Responsibilities

Provide expert legal advice on payment solutions, including EFTs, debit orders, real‑time payments, and digital payment platforms.

Advise on regulatory compliance and legal risk management across payment processes and product lifecycles.

Draft, review, and negotiate contracts, product terms, and customer‑facing documentation related to payments and digital banking.

Interpret and apply relevant legislation (e.g., NCA, FICA, POPIA, PASA rules) to payment products, systems, and operations.

Support innovation initiatives by advising on legal considerations relating to new payment technologies and platforms.

Assist in managing legal disputes, complaints, and litigation related to payments and transactional banking activities.

Collaborate with business stakeholders to identify and mitigate legal and regulatory risks.

Contribute to process enhancements, policy development, and implementation of systems that support payment solutions.

Conduct gap analyses, monitor compliance, and support risk and regulatory reporting.

Participate in audits, provide legal input on findings, and track remediation actions.

Support knowledge sharing, continuous learning, and team development initiatives.

Build strong stakeholder relationships to drive business understanding and effective communication.

Essential Qualifications - NQF Level

Advanced Diplomas/National 1st Degrees

Professional Qualifications/Honour’s Degree

Essential Certifications

Admitted Attorney

Minimum Experience Level

8 years’ experience as a legal advisor within the banking or financial services industry

Strong experience in payments, transactional banking, or digital banking environments

Sound understanding of the payments ecosystem, including regulatory frameworks and industry standards

Experience advising on digital platforms and financial innovation (advantageous)

Proven ability to conduct risk assessments, gap analysis, and regulatory reviews

Strong stakeholder engagement and communication skills

Technical / Professional Knowledge

Banking knowledge

Business Acumen

Business principles

Diversity management

Governance, Risk and Controls

Legal Risk and practice management

Nedbank culture and values

Nedbank vision and strategy

Regulatory, Legal and Economics Principles

Research and development

Business writing skills

Management information and reporting principles, tools and mechanisms

Disclaimer Preference will be given to candidates from the underrepresented groups

Nedbank Ltd Reg No 1951/000009/06. Authorised financial services and registered credit provider (NCRCP16).

For assistance please contact the Nedbank Recruiting Team at +27 860 555 566

#J-18808-Ljbffr