Group Regulatory Compliance Manager, Fintech, Johannesburg

Optasia

is a fully enabled B2B2X

financial technology platform

covering scoring, financial decisioning, disbursement and collection. We are committed to enabling financial inclusion for all.

We are changing the world our way . We are seeking enthusiastic professionals with energy, who are results driven and have can‑do attitude, who want to be part of a team of likeminded individuals delivering solutions in an innovative and exciting environment.

As a

Group Regulatory Compliance Manager , you have the opportunity to contribute to the growth and sustainable development of microfinance sector. You will engage as the second line of defense to support the company in managing risks related to compliance with overall regulatory requirements stemming from licensing obligations, local incorporation and substance requirements, or other applicable obligations, and take overall responsibility for driving and curating a culture of ethics and compliance for identified regulatory frameworks that influence the organization's ability to render its service to clients. You will play a key role in strategic planning, go‑to‑market related activities, and performance optimization.

What You Will Do

Partner with business development, sales and project delivery teams as part of the go‑to‑market process and connect with our Regional Regulatory Affairs Specialists and third‑parties to conduct market regulatory readiness assessments and identify relevant regulatory requirements that must be factored in the negotiation phase and solution design phase.

Build and maintain a regulatory obligations register/matrix that is the cornerstone of the regulatory compliance framework to be implemented across our footprint and serve as its primary custodian.

Develop and own the Regulatory Compliance Framework, overseeing compliance and assurance activities conducted in the capacity as second line of defense, in line with the company's approved policies and frameworks.

Perform structured assessments of our regulatory compliance with specific requirements and obligations to understand and assess regulatory risk exposure.

Report back on a periodic basis to key stakeholders and senior management on regulatory compliance matters and performance, highlighting or escalating areas of concern and recommended actions.

Respond to queries from a range of internal business stakeholders and support other teams, including the Regional Regulatory Specialists, in assessing the impact of changes to existing regulatory frameworks on the company's operating model.

Contribute to robust and effective compliance controls within the organization.

Understand relevant laws and regulations, and monitor compliance with regulations, reporting obligations and prudential guidelines.

Educate employees on relevant regulations and prudential guidelines and collaborate with other departments and relevant stakeholders to create a culture of compliance.

Investigate irregularities and non‑compliance issues.

Review marketing materials, training programs and relevant internal presentations to ensure compliance with regulatory compliance.

Assist in gathering internal information in response to compliance, controls, reporting obligations and other regulatory requests.

Support the Head of Regulatory Affairs&Compliance in matters related to the broader regulatory affairs&compliance strategy and activities in a given regional portfolio.

Support the VP of Risk, Compliance&Assurance in meeting periodic reporting requirements to the board and board‑level oversight committees on matters related to the regulatory compliance framework/programme.

Perform various general administrative duties such as file creation and maintenance of ongoing administrative projects.

What You Will Need

Minimum of a bachelor's degree in a relevant discipline.

Experience of 8‑10 years in microfinance industry with 3 years at a managerial level.

Background in financial analysis with statistics or programming is ideal.

Your key attributes

Passion and commitment for financial inclusion.

Knowledge of project management methods and practices, including methods of creating designs, plans, specifications, estimates, reports, tests, and recommendations.

Strong creative, analytical, and problem‑solving skills.

Excellent communication, persuasion, and negotiation skills.

Ability to analyse complex issues and systems, evaluate alternative solutions, develop sound conclusions, and recommend a course of action.

Demonstrated business acumen to articulate the different aspects of the company's business model and its different regulatory implications.

Ability to work independently and take initiative without direct supervision within stated procedures and policies on multiple projects.

Why you should apply What we offer:

Competitive remuneration package

Extra day off on your birthday

Performance‑based bonus scheme

All the tech gear you need to work smart

A multicultural working environment

A very unique and promising business and industry

Insights for tomorrow market's foreground

A solid career path within our working family is ready for you

Continuous training and access to online training platforms

Optasia's Values

#1 Drive to Thrive: Fully dedicated to evolving. We welcome all challenges and learning opportunities.

#2 Customer-First Mindset: We go above and beyond to meet our partners' and clients' expectations.

#3 Bridge the Gap: Knowledge is shared, information is exchanged and every opinion counts.

#4 Go-Getter Spirit: We are results oriented. We identify any shortcomings that hold us back and step up to do what's needed.

#5 Together we will do it: We are committed to supporting one another and to understanding and respecting different perspectives, as we aim to reach our common goals.

#J-18808-Ljbffr