Associate Financial Adviser, Johannesburg

Associate Financial Adviser – Discovery

Location: Rand Park Ridge & Sea Point Cape Town

Reporting to Franchise Principal

Remuneration: R20 000 – R35 000 & commission

About the Role:

Successful candidate will be assisting a senior Discovery broker in the servicing of his existing clients and the growth of his client base. The ideal candidate is/was an accredited Discovery adviser with a professional manner and strong financial planning skills.

Requirements:

• 3> years financial planning
• Discovery product accreditations
• Discovery Smart Advice and other tools proficient
• RE5
• Class of business
• Full industry related qualification
• Reliable vehicle

Key Traits:

-Time management and workflow must be impeccable -Must be detail orientated, conscientious and organised -Adaptability. Must be able to work with a panel of different Advisors -Discovery product knowledge required -Discovery system experience needed (FAZ, Smart Advice) -Will need to work under pressure at times.

Overview of duties:
Staying up to date on product changes and enhancements

Staying up to date on the financial planning industry and new trends

Client Information gathering Consolidating and re-structure of a client's existing portfolio

Compiling a financial needs analysis based on information gathered

Meeting with clients at their convenience.

Ability to plan across all product lines including:
- Life
- Disability
- Severe Illness
- Income Protection
- Retirement
- Investment goals

-Preparing various quotations based on FNA findings.

-Replacement analysis and comparisons between existing products and new proposed products.
-Assisting Advisor with RAR using analysis above

-Completing, documenting, and preparing a financial assessment for the Advisor to present to their client.
-Servicing changes on existing client base -Finalising servicing quotes

-Preparing summary for of proposal for review by Advisor and client

-Re - iterating the DRO value proposition and need for vitality engagement.
-Receiving, checking, and submitting applications to the PA

-Requesting Astutes and transferring information to client policy schedules

-Requesting information from external sources where necessary

-Assisting Advisor with Record of Advice to ensure completeness and accuracy

-Preparing review of clients existing portfolio, making suggestions to Advisor.
-Transferring quotes data to excel and or PowerPoint.
-General reporting and planning as required by Advisors

-Liaising with PA and Advisor to ensure that we offer holistic, best advice, financial planning to our clients with excellent client service.