Supervisor: Lending (SME Finance | Invoice Discounting&PO …, Midrand

Job Description You will oversee the end-to-end lending process, ensuring fast, sound credit decisions and a high-performing loan portfolio. The focus is on structuring and managing working capital solutions linked to invoices and confirmed purchase orders, within a disciplined risk framework.

Skills&Experience Deal Origination&Structuring

Lead the assessment and structuring of invoice discounting and PO funding transactions

Evaluate underlying contracts, buyers, and transaction flows to ensure bankable deals

Guide the team in analysing applications efficiently and within defined turnaround times

Review and recommend funding decisions, highlighting key risks and mitigants

Oversee deal execution, legal agreements, and disbursements

Portfolio Management&Collections

Monitor funded transactions post-disbursement, ensuring delivery against POs and invoice submission

Track repayments tied to client cash flow cycles and buyer payments

Manage collections, escalations, and recoveries where required

Minimise impairments through proactive risk management and early intervention

Risk, Compliance&Reporting

Ensure all lending activities comply with internal frameworks and regulatory requirements

Produce regular portfolio reports with insights on performance, trends, and risks

Maintain strong documentation standards across all funded deals

Team&Operational Leadership

Coach and support a lending team to deliver consistent credit quality and service

Improve processes, turnaround times, and product delivery in working capital finance

Contribute to product development in invoice-based and contract-backed funding solutions

Qualification Degree in finance, credit or similar and related field

#J-18808-Ljbffr